The Indian government, through the Ministry of Health and Family Welfare, initiated the PM Jan Arogya Yojana as part of the Ayushman Bharat program. This scheme aims to provide eligible individuals with the Ayushman Bharat card, enabling them to receive free medical treatment at government and select private hospitals.
This article discusses the Ayushman Bharat Yojana, the eligibility criteria for the Ayushman card, and how to apply for the Ayushman card.
Ayushman Bharat Yojana
The Ayushman Bharat Yojana, introduced in 2018, strives to offer healthcare protection to economically vulnerable individuals and families across India. Under this scheme, each family is provided coverage for hospitalisation and treatment costs of up to Rs. 5 lakh. Additionally, the scheme includes coverage for pre- and post-hospitalisation expenses, ensuring comprehensive health insurance for its beneficiaries.
To avail the perks of the Ayushman Bharat card, you need to apply for it via the online portal. Once your application is approved, you can download your health card and receive a receipt, allowing you to begin receiving free treatment at hospitals. Eligible applicants include individuals from the Economically Weaker Sections (EWS), lower-income groups, and those without a permanent residence. Applicants must have necessary documents like an Aadhar card, PAN card, and ration card ready to apply for the scheme and obtain the Ayushman Bharat card.
Also read: How to download your Voter ID card?
Eligibility Criteria
To be eligible for the Ayushman Bharat Card, you must meet the following criteria:
- Your annual income must be below Rs 2.5 lakh.
- Your family member above the age of 16 must not have any income.
- You must belong to the SC or ST category.
- You must not have permanent residence.
How to apply for the Ayushman card online?
Before you begin to apply for an Ayushman card, make sure you check the following:
- Make sure you meet the eligibility criteria.
- Ensure you have a mobile number linked to your Aadhaar card. You’ll receive an OTP (one-time password) for verification.
- Keep handy any documents that can help verify your eligibility, such as a ration card, income certificate (if available), or proof of belonging to a listed Socio-Economic Caste (SEC).
Here are the steps to apply for Ayushman card online:
Step 1: Visit the official Ayushman Bharat Yojana website.
Step 2: Click on the Am I Eligible? section in the bar at the top.
Step 3: Enter your mobile number and click on the Verify option.
Step 4: Enter the OTP received on your mobile phone.
Step 5: You’ll be directed to a page where you can enter your details, such as name, state, age, and family members. Information on your income may also be required.
Step 6: Once you’ve filled in all the details, click the Submit button.
The website will display your eligibility status. You can also check the beneficiary details for your family members.
Also read: Fix: Aadhaar (UIDAI) website not working
