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List of 500+ fraudulent and fake Loan apps in India

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  • 7 min read

Although numerous apps offer legitimate services, there is another side to the world of loan apps, where fraudulent entities target unsuspecting borrowers. These deceptive apps lure users with promises of quick loans but frequently trap them in a harmful cycle of debt, harassment, and financial devastation.

This article discusses what fake loan apps are, how to identify them, and a comprehensive list of fake loan apps operating in India.

What are fake loan apps?

Fraudulent loan apps are deceitful applications that pretend to be legitimate financial services but aim to trick users. These apps claim to provide quick and easy loans, often targeting people who urgently need money. They appear genuine by offering attractive deals, fast approval processes, and minimal paperwork. However, they intend to deceive users into revealing sensitive personal and financial details.

Once installed, these apps engage in various fraudulent activities. They may impose excessive hidden charges, misuse personal data, use aggressive tactics to collect debts, and sometimes vanish after gathering user information. Their deceptive practices exploit users’ vulnerabilities, resulting in financial losses, privacy violations, and harassment.

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How to identify fake loan apps?

Here are a few points to help you identify fake loan apps:

  • Research the app: Before you decide to download a loan app, it’s important to do your homework. Check out what other users are saying about it in the reviews and see how it’s been rated. Legitimate apps usually have lots of people using them and positive comments from satisfied users.
  • Verify credibility: Ensure the lender’s information is genuine. Check their website, contact details, and company background. Authentic lenders provide transparent information for users to verify.
  • Review permissions: Be cautious of fake apps that ask for unnecessary access to personal data beyond what’s necessary for a loan application. Before granting access to all your phone’s details, carefully review the permissions and grant access only if it’s essential.
  • Evaluate terms and conditions: Thoroughly read the app’s terms, interest rates, repayment details, and any hidden fees. Legitimate lenders offer clear and comprehensive information for borrowers to review.
  • Verify registration: Check if the app is registered with the Reserve Bank of India (RBI). Genuine lenders typically register with regulatory authorities. Before proceeding with a loan, verify the lender’s registration status on the RBI’s official website.
  • Demand official documentation: Legitimate loan apps require official identification and documentation from borrowers. Beware of apps that approve loans without proper verification or request excessive personal information. If an app doesn’t follow standard procedures for documentation, it may be fraudulent.

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List of fake loan apps in India

SR. NO.Fake Loan App ListSR. NO.Fake Loan App List
1Agile Loan app258Easy credit
2Aladdin Lamp259Easy Credit Loan App
3Angel Loan260Easy loan
4Apna Paisa261EasyCash Loan
5Apple cash262Easy Rp
6Ariaeko Lone263Elephant Cash
7Asan Loan264Es Loan
8ATD lone265Eulavt App
9Balance lone266Express loan
10Basket loan267Express Loan
11Bellono Loan268Fash rupee
12Bellono Loan App269Fast cash
13Best Paisa270Fast coin
14Betwinner betting271Fast Paisa
15Bharat Cash272Fast cash
16Bright Cash273Fast rupee Loan App
17Bright money274Fast Rupee
18Buddy Loan275Fexli Loan
19Bus rupee276First Cash
20Bharat Cash App277Flash Loan App
21Clear Loan278Flash Loan Mobile
22Cash Advance279Flash rupee
23Cash Advance280Flip cash
24Cash Advance Atach281For Pay
25Cash Advance T1282Forpay app
26Cash advance283Fortress Loan App
27Cash Book284fortune now
28cash bowl285fresh loan
29Cash Carry App286Fri Loan
30Cash Cola287Funny happen
31Cash colla288Get Cash
32Cash cow App289Gold Cash
33Cash Cow290Gold loan app
34Cash Credit291Gold Sea
35Cash curry292Goldcash
36Cash fish293Goldman Payback
37Cash go294guru loan app
38Cash Guru App295Hand Cash
39Cash magic296Hand Cash Friendly Loan
40Cash Hole297Handey Loan
41Cash host Loan App298Handy loan
42Cash Host299Hello Box
43cash machine300Hello Rupee
44Cash Machine Loan301Hi Credit App
45Cash magic302Holiday Mobile Loan
46Cash manager303Honey Loan
47Cash Manager304Honey Loan App
48Cash Mine305Holiday Mobile
49Cash Papa306Hoo Cash
50Cash Park Loan App307Hu cash
51Cash park308I Credit
52Cash Park Loan309I karza
53Cash Pocket310Income loan
54cash pocket live Cash311Income OK
55Cash Samosa312IND loan
56cash star miniso rupee313India AI Credit Cash Loan
57Cash Station314Infinity Cash
58Cashcarry Loan App315Insta Loan
59Cashcom316Insta money
60cashpal317Jo Cash
61Clear Loan318Just paise Loan App
62Coin Rupee319Just money
63Crazy Cash320Kash loan
64Credit buzz321Koko cash
65Credit Loan322Koko Loan
66Crystal Loan323koko loan
67Credit Pearl324Lend Mall
68credit wallet325Link Money
69Crystal Loan326Live Cash Loan App
70Daily Loan327Live Cash
71Dhan Pal328Loan Cube
72Discover Loan App329loan cube
73Dream loan330Loan dream Ap[
74DuttaRuppes331Loan Dream
75E Paisa332Loan fortune
76Eagle cash loan App333Loan Fortune
77Early Credit App334Loan Home Small
78Easy Barrow Loan App335loan loji
79Easy Borrow Cash loan336Loan Resource(disi)
80Easy brave337Loan Sathi
81Loanzone338Rupeek buzz
82Lucky Loan App339Rupeek cash
83Lucky Wallet340Rupeek fenta
84M pocket341Rupeeking
85MagicCash Loan App342Rupeeok
86Magic Money343Rupeeplus
87Magicc Loan344Rupeeredee Loan App
88Mama Loan345Rupeestar
89Magicc Loan App346Rupiya bus
90Marvel cash347Rupiya company
91Marwel Loan Baba348Rush Loan
92Matero Finance349Samay Rupee
93May Loan350Sharp corn
94Mi Rupe351Sharp Loan
95Minute Loan App352Simple Loan App
96Minute cash353Shuttle Loan
97Minutes In Cash354Silver Pocket
98Mo Cash355Simple Loan
99Mobikquick356Sky Loan
100Mobile cash357Slice pay
101Monday money app358Small Loan
102Money box359Small Cash Loan App
103Money Ladder360SmalLoan App
104Money lander361Smart Coin
105Money Master362star loan
106Money Master App363Store Loan
107Money muthual364Sun cash
108Money pocket365SUN CASH
109money stand pro366Sunny loan
110Money standup367Time loan
111Money tree368Top Cash
112money stand pro App369tree lone
113Money View App370Tyto Cash
114Monney Tank371Unit Cash
115More cash372UPA Loan
116More Cash App373UPO Loancom
117More Loan374Voice loan
118My Cash Loan375Volcano Loan
119My Kredit376Wallaby App
120Name of app377Wallet Payee
121Ob cash loan378Apna Paisa
122ob cash loan App379Walletpro
123Ok Rupee Loan App380Warn Rupee
124One Loan Cash Any Time381Wen Credit
125One loan easy loan382Wow Rupee
126onstream383Yes Cash
127Orange Loan384Yes Rupees
128Orange Loan385Zo zo Cash
129Paisawala386Cash port
130Personal Loan App387Alp cash
131Phone pay388Angel Loan
132Pillai Loan389Apna Paisa
133Plump Wallet390Asana Loan
134pocket bank391Cash Curry
135Pokemoney392Cash era
136PradhanmantriYojna Loan393Cash lion
137Pub cash394Cash Star Miniso Rupee
138Quality cash395Cashon
139Quality Cash Loan App396Coco cash
140Quick Loan App397Credit finch
142Rainbow Loan399Early Credit App
143Rapid Paisa400Elephant loan
144Reliable Rupee Cash401Eye Credit
145rich cash402Fast Paisa
146Rich Loan Go403Fast Rupee
147Rocket Loan404First Cash
148Royal able rupee cash405Flash Loan Mobile
149Royal cash406Go cash
150Rupee Box407Hand Cash
151Rupee Loan408Ind Loan
152Rupee Cash Loan409Insta Loan
153Rupee Magic410Insta Money
154Rupee mall411Lend Mall
155Rupee Online412Live Cash
156Rupee Papa413Loan Resource (DIC)
157Rupee pocket414Loan tap
158Rupee salam415Loan zone
159Rupee smart416Loanzone
160Rupee Star417Micredit
161My Cash Loan418Cash Cola
162Onstream419Cash Carry Loan App
163Plump Wallet420Cash App
164Quick cash421Cash Cola
165Rich Cash422Cash colla Loan
166Rupee Magic423Cash cow
167Rupee pus424Cash Guru App
168RupeePlus425Cash Credit
169Rupees plus426Cash curry
170Samay Rupee427Cash fish
171Small Loan428Cash go
172Smile loan429CashCow Loan App
173Star Loan430Cash Cow
174Tap credit431Cash Guru App
175Wow Rupee432Cash Hole
17666 cash433Cash Hole Loan
17766 Cash App434Cash host
178Agile Loan app435Cash Host Application
179Agile Cash App436Cash Light
180Aladdin Lamp437cash machine
181Angel Loan438Bharat Cash
182Ant cash439Coin Rupee
183Apna Paisa Cash440Cash Machine Loan
184Apna Paisa441Cash Machine
185Apple cash442Cash magic
186Arak Loan443Cash Papa
187Ariaeko Lone444Cash Manager
188Asan Credit445Cash park
189Asan Loan446Cash Mine
190Asan Loan App447Cash Papa
191Asan Loan448Cash manager
192ATD Loan449Cash Park
193ATD lone App450Cash Mine
194Balance Loan451Cash Park Loan App
195Balance lone452Cash Park Loan
196Basket loan453CashPark Loan App
197Bellono Loan454Cash Pocket Live Cash
198Bellono Loan App455Cash Pocket
199Bellono App456Cash pocket
200Beloan App457Cash Pocket Loan App
201Belono Loan458cash pocket App
202Best Paisa459Cash Pocket Live Cash
203Best Paisa Loan App460Cash room
204Betwinner betting461Cash Samosa
205BetWinner LOan462cash star miniso rupee
206Bharat Cash463Cash Station
207Cash Machine Loan464Cash today
208Bharat Cash465CashcarryApp
209Bright Cash466CashCarry Loan App
210Bright money467Cashcom
211Bud Loan468cashpal
212Buddy Loan469Clear Loan App
213Bus rupee470Chhota Loan
214Bus Rupee471Cashpal
215cash472Clear Loan
216Cash Advance473Coco Loan
217Cash Loan App474Cashcom App
218Cash Advance Loan App475Cash Machine Loan
219Cash Advance Atach476Income Value
220Cash Advance T1477Joe Cash
221Cash advance478Loan Saathi
222Cash Advance App479Tree Loan
223Cash Book Loan Application480Money Master
224Cash Book481Silver Pocket
225Cash Personal loan App482Loan Home Small
226cash bowl483Who Cash
227Cash Bowl Loan App484Forpay app
228Cash Carry Loan Application485Rainbow Loan
229Cash Carry App486Brightmoney
230Cash Cash App487Cashmagic

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How to protect yourself from fake loan app scams?

Here are a few tips to protect yourself from fake loan app scams:

  • Research and verification: Before downloading any loan app, conduct thorough research. Check reviews, ratings, and information about the developer. Look for official websites or contact details to confirm legitimacy.
  • Download from trusted sources: Only download loan apps from official platforms such as the Apple App Store or Google Play Store. Avoid unofficial or suspicious websites that might offer fraudulent apps.
  • Review permissions: Be cautious of the permissions requested by the app during installation. Fraudulent apps may seek unnecessary access to personal data unrelated to the loan process, compromising your privacy.
  • Read terms and conditions: Carefully review the app’s terms and conditions, including interest rates and repayment details. Genuine lenders provide transparent information, while fraudulent apps may have hidden fees or unclear terms.
  • Protect personal information: Share private information only if the app is reliable. Genuine loan apps typically ask for standard KYC (Know Your Customer) documents and don’t require excessive personal details.
  • Be wary of pressure tactics: Watch out for loan apps that pressure you to share personal details or rush you into accepting loans. If you feel pressured or uncomfortable, refrain from proceeding.
  • Monitor financial transactions: Review bank statements and transactions regularly for unauthorised deductions or suspicious activities. Notify your bank immediately of any unauthorised transactions.
  • Report suspicious apps: If you come across a loan app that seems suspicious or fake, report it to the appropriate authorities like the Reserve Bank of India (RBI) or consumer protection agencies. By doing this, you’re helping to safeguard others from being tricked by scams.

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Akash Singh

Akash is a law graduate who likes to go for bike rides on the weekends soul-searching for answers to his many existential questions. You can contact him here:

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