Making budget on your desktop, or manually on a piece of paper is quickly becoming older and redundant ways to handle your finances. You can now make a budget and handle all your finances on your phone itself. This is possible due to some great apps available in the App Store for iOS users. Here we’ve selected seven of the most fantastic apps for you to download for managing your money on your iPhone.
Developer: Mint.com | Size: 251.5 MB | Price: Free. Offers in-app purchases
When talking about budget apps, the first app to come across everyone’s mind is the Mint app which can automatically update as well as categorise transactions. You can track your bills, split threshold, as well as set budgets that alert you when you are exceeding the maximum spending threshold. You can connect your bank and credit card accounts. For you to gain control over your spending, Mint provides you with great advice. The credit score is a bonus in this app.
Developer: Wally Global Inc | Size: 259.4 MB | Price: Free. Offers in-app purchases
This app is excellent at tracking your expenses. It’s easy to enter data and instead of manually entering your expenses, you can easily take a photo of your receipt. This app is easy to use and does not contain ads. You can track all your account balances in real-time using this app. The daily budget tracker feature will tell you whether you are over, under, or on the budget.
YNAB (You Need A Budget)
Developer: You Need A Budget LLC | Size: 69.7 MB | Price: Free. Offers in-app purchases
You can change your lifestyle of living from paycheck to paycheck through this app. You will be encouraged to pay down your debt first. YNAB app doesn’t let you make a budget on money which you don’t have; instead, you are forced to make a budget out of your actual income. You will learn budgeting basics with the help of online instructors through Q&A sessions. You can not only make weekly/monthly budgets, but also an individual project budget that can be used for something like family gifts. The app offers a 30-day free trial and then you have to pay to use the features.
Also read: Top 7 Mind Mapping apps for iOS
Developer: Clarity Money Inc | Size: 118.9 MB | Price: Free
In this budgeting and saving app, you can link your financial accounts so that you can organise your expenses and keep a track of your finances meticulously. You can categorise your spending too. This app also includes a great future of credit score monitoring. Keep an eye on your spending, savings, and investment all in this app. This AI-powered app will help you analyse your finances and give great advice.
Developer: Personal Capital Corporation | Size: 64.7 MB | Price: Free. Offers in-app purchases.
This app combines algorithms used by AI-based advisors as well as human, financial advisors. Though the primary aim of this app is to keep an eye on the investment, it also is helpful for budgeters who are looking forward to tracking their expenses. You can connect your credit cards, mortgages, loan, savings, and many other accounts to this app. This app provides a spending snapshot by listing recent transactions. You get access to your spending by just checking the date.
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Developer: Dayspring Technologies, Inc. | Size: 26.9 MB | Price: Free. Offers in-app purchases
This app makes you portion out your monthly income towards some particular spending categories. You have access to the same account, so family members or partners can share the budget. The free version of this app allows you to access one account, two devices, and limited envelopes. You can keep track of your expenses, check your bank balances, and do much more.
Developer: PocketGuard Inc | Size: 136.2 MB | Price: Free. Offers in-app purchases
You can see how much money you have left with yourself for a day, week, or month after paying bills, spending and saving. You can also track specific expenses like your grocery, clothing, or any other expenses. You are allowed to link your bank accounts, credit cards to this app. Never miss a bill due date by using a smart bill reminder of this app. The app’s intelligent algorithms will help you identify if you are overpaying and could possibly go over-budget.