Google Pay is one of India’s most widely used apps to send and receive money. It works for all banks that support the Unified Payment Interface (UPI). Users have to pay no fees for payment, and you can conduct transactions even with those contacts you are not on Google Pay.
You must know several terms if you are frequently using online transaction applications. One such term is unique transaction reference (UTR) number.
In this article, we’ll explain what is a UTR number and how you can find it on Google Pay.
What is a UTR number?
When you perform an online transaction, each transaction is assigned a unique number to identify the transaction later. This number is known as the unique transaction reference (UTR) number.
It is a 12-digit alpha-numeric or numeric code that you can easily find after completing the online transaction on any platform, including transactions with your bank account number, credit/debit card, or UPI.
Here are the reasons why the UTR number is beneficial for the users:
- Tracking the status of the transaction in case the transaction is pending.
- Verification of the transaction against the balance sheet data and bank statement.
- In several dispute resolution scenarios.
Also read: How to fix Google Pay error: OR-TAPSH-08?
How to find the UTR number on Google Pay?
Finding the UTR number of Google Pay is quite easy and involves only three steps. Here are those steps:
- Open Google Pay and then tap on the See transaction history icon after scrolling down a bit.
- Next, tap on the transaction from the list.
- Check the UTR number under the UPI transaction ID section.
In conclusion, a UTR number is a unique number associated with your online transaction via any platform. Check out the steps above to find the UTR number on Google Pay. Most transaction apps have an easy mechanism to see the UTR number usually involving just a few taps.
Also read: How to find VPA in Google Pay?
