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What is VPA in PhonePe? How to find it?

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  • 2 min read

In the present era of digital advancement, financial technology has transformed how people handle transactions. Notable innovation in this field is the Virtual Payment Address (VPA), which has greatly simplified transferring money and making payments among digital payment platforms.

If you are new to PhonePe and curious about VPA, in this article, we have discussed VPA and how to find it on PhonePe.

What is VPA?

The Virtual Payment Address, commonly called VPA, is a special ID used in India’s Unified Payments Interface (UPI) system. UPI, developed by the National Payments Corporation of India (NPCI), is a fast, real-time payment system that allows users to transfer money between banks using mobile devices. It makes peer-to-peer transactions and merchant payments effortless.

The VPA acts as a replacement for your regular bank account details, giving an extra level of security and privacy to your financial transactions. Instead of sharing your bank account number and IFSC code with others, you can give them your VPA to send or receive money.

In simple words, VPA is another name for UPI IDs.

Also read: PhonePe refer and earn explained

How to find VPA on PhonePe?

If you want to find the VPA or UPI ID on PhonePe then follow the steps below.

  • Open the PhonePe app and tap on the Profile icon at the screen’s top left corner.
  • Under the Payment Settings section, tap on the UPI Settings option.
  • Your UPI ID and other alternate UPI IDs will be shown on the UPI settings page.

Alternate UPI IDs can be activated easily by tapping the Activate Now button. Alternate UPI IDs won’t affect your existing UPI IDs.

Also read: How to change UPI Pin in PhonePe?

Akash Singh

Akash Singh

Akash is a law graduate who likes to go for bike rides on the weekends soul-searching for answers to his many existential questions. You can contact him here: