If you are looking for smartphone insurance, there are several options, and Akko is one of the providers offering coverage for your devices. Before buying insurance for your devices and different items, you must be curious to know whether Akko (getakko) is legit and whether its insurance is worth the money.
This article discusses the legitimacy of Akko, the quality of its smartphone insurance and various things you need to know.
Is Akko legit?
Yes, Akko is a legitimate company offering insurance services, mostly known for smartphone insurance.
They have a user-friendly website and a clear privacy policy. According to customer feedback, Akko has generally received positive reviews for its smartphone insurance services. On Trustpilot, Akko has a 4.7/5 star rating, and on Better Business Bureau (BBB), Akko has a 4.8/5 star rating. However, as with any insurance provider, it’s essential to thoroughly research and read customer reviews to determine if they are the right fit for your needs.
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Is Akko’s smartphone insurance good?
Akko’s smartphone insurance is well-regarded for its $5-$12 comprehensive monthly coverage. Akko’s smartphone insurance covers a range of scenarios and damages. Some of the key aspects covered under their plans include:
- Accidental Damage includes damage from falls, spills, and other accidents.
- Theft and Loss: Akko covers the cost of replacing your smartphone if it is stolen or lost.
- Water Damage: Protection against liquid-related damage.
- Cracked Screens: Repairs or replacements for cracked screens.
- Mechanical Failures: Coverage for hardware failures not caused by accidental damage.
Plans offered by Akko
Akko offers two different plans:
- Phone-only plan: As the name suggests, this plan is made specifically for phones; you can protect only 1 phone per plan against theft, breakdowns and damage. It includes Accidental damage, parts and battery failures, theft protection and unlimited claims. Depending on your smartphone’s model and make, you can buy this plan for $5-$12/month.
- The Everything Protected Akko Plan: In this plan, you get to protect 1 plan plus 25 items per plan. There is a list of items you can add, and we have mentioned it in the below section. This plan includes Accidental damage, parts and battery failures, theft protection, unlimited claims, and you can get up to $2000/claim. You can buy this plan for $15/month.
Akko discount coupons and promo codes
Use the promo codes below on the link attached for them to work.
1 month free + $80 credit
1 month free + $60 credit
1 month free + $50 credit for first month
Also read: Duracell discount coupons and promo codes
What is covered in Akko insurance?
The Akko insurance protects you from the following:
- Cracked Screens
- Spills & Liquid Submersion
- Accidental Damage (like drops)
- Damage and malfunctions from Accidental Damage/Drops
- Mechanical/Electrical Failures of Components (The device must be new for portable electronic devices and TVs only, and the protection lasts for 36 months from the date of purchase)
- Theft
- Theft of items from an unattended vehicle via forced entry (car break-ins)
What items are covered by Akko?
Electronics
- Laptops
- Tablets
- Smartwatches
- TVs
- Desktop computers
- Monitors
- Pen displays (i.e. Cintiq)
- Phones disconnected from cell service are only covered if you purchase a Phone-Only or AKKO Everything Protected plan for the device
Photography and Video Equipment
- Cameras
- Lenses
- Accessories
- Tripods
- Gimbals
Audio and Music Gear
- Speakers
- Electronic music instruments
- DJ equipment
- Headphones
- Musical instruments
Gaming
- Video game consoles
- Video game controllers
- Peripherals
- VR sets
- Custom-built gaming computers are covered, but all pieces of the device must be listed as individual items within an AKKO Everything Protected plan
Personal Transportation (Non-Motorised)
- Bikes
- Scooters
- Skateboards
- Unicycles
- Property in a personally owned automobile is protected, provided that the vehicle was locked windows were fully closed at the time of theft. There was visible evidence of forced entry into the vehicle.
Sports and Recreational Gear
- Skis
- Snowboards (only from theft and accidental damage due to mishandling from airline transportation)
- Surfboards (only from theft and accidental damage due to mishandling from airline transportation)
- Golf clubs
- Tennis rackets
- Camping/climbing equipment
- Workout equipment (only from accidental damage and theft)
Clothing and Accessories
- Clothes
- Jackets
- Shoes
- Sunglasses
- Watches
- Jewellery
Appliances (only counter-top):
- Blenders
- Coffee makers
- Microwaves
- Juicers
- Mini fridges (if not built into cabinets)
Handheld/Portable Electronic Power Tools (only covered from accidental damage and theft)
- Robot vacuums
- Handheld drills
- Circular saws
- Jigsaws
- Sanders
- Routers
School Supplies
- Textbooks
- Backpacks
- Calculators
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