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What is Google Pay’s daily transaction limit?

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  • 5 min read

Google Pay is one of the most popular modes of digital transactions worldwide, and more so especially in India, with the second highest transaction value and volume.

Similar to other digital payment apps, Google Pay also has limits on sending and receiving money. Here is a quick look at Google Pay’s daily transaction limits in India and USA. We’ve covered the following topics in this article.

Also read: How to find VPA in Google Pay?


What is Google Pay’s daily transaction limit in India?

  • Gpay daily transaction limit: You can send up to ₹1,00,000 in a day across all UPI apps, including Google Pay.
  • Gpay limits on the number of daily transactions: You can send money up to 10 times across all UPI apps, including Google Pay.
  • Gpay maximum money requests: You can only request a maximum of ₹2,000 at a time from someone on Google Pay.
You can read more about Google Pay's transaction limits here.

What is Google Pay’s daily transaction limit in USA?

  • Gpay daily transaction limit: You can send up to US$2500 in a day through Google Pay.
  • Gpay limits on the number of daily transactions: You can have up to 15 transactions daily on Google Pay.
  • Gpay limit on a single transaction in a day: You can spend up to $2000 on a single transaction in a day.

Other than these, Google Pay also has weekly rolling limits on things like total balance limit, transaction limits, withdrawals and credits. Here are a few other Google Pay limits (applicable in the USA) you should know about if you’re using the service daily.

GPay actionsGpay weekly rolling limits (USD)
Total balance allowed$25000 (including referral rewards)
Sending money to family and friends$5000 with identity verifications/$500 without identity verifications
Total withdrawals to your bank account$20000 for verified accounts/$700 for unverified accounts
Number of withdrawals to your bank account30
Minimum and Maximum amount for single withdrawalMinimum of $1 and a maximum of $5000 (verified)/$700 (unverified)
The minimum amount that can be added to Gpay balance$10
The maximum amount that can be added to Gpay balance$1500 via bank accounts and $500 via debit cards

You can also only add a maximum of five payment methods — debit or bank account — to a Google Pay account.

If your identity isn’t verified on Gpay, $5000 is also a lifetime limit on the account, after which the account will be disabled until the ID verification is completed. You also can’t add any money to your Gpay account without verification.

Also read: How to change the name in Google Pay?


Daily transaction limit of different banks in India

In addition to the limits on Google Pay and UPI, your bank might also have separate limits, which might cause your transaction to fail.

Here is a quick rundown of the UPI transaction limits, including the daily transaction limits of different banks in India.

Bank nameDaily transaction limit (INR)
Abhyudaya Co-Operative Bank25000
Adarsh Co-Op Bank Ltd50000
Aditya Birla Idea Payments Bank100000
Airtel Payments Bank1,00,000
Allahabad Bank100000
Allahabad UP Gramin Bank40000
Andhra Bank100000
Andhra Pradesh Grameena Vikas Bank100000
Andhra Pragathi Grameena Bank20000
Apna Sahakari Bank100000
Assam Gramin VIkash Bank25000
Axis Bank100000
Bandhan Bank100000
Bank Of Baroda25000
Bank of India100000
Bank of Maharashtra100000
Baroda Gujarat Gramin Bank25000
Baroda Rajasthan Kshetriya Gramin Bank25000
Baroda Uttar Pradesh Gramin Bank25000
Bassein Catholic Co-Op Bank40000
Bhilwara Urban Co Operative Bank LTD25000
Canara Bank25000
Catholic Syrian Bank100000
Central Bank of India50000
Chaitanya Godavari Grameena Bank100000
Chhattisgarh Rajya Gramin Bank100000
Citibank Retail100000
City Union Bank100000
COASTAL LOCAL AREA BANK LTD1,00,000
Corporation Bank100000
DBS Digi Bank100000
DCB Bank5000
Dena Bank100000
Dhanlaxmi Bank Ltd100000
Dombivali Nagrik Sahakari Bank100000
Equitas Small Finance Bank100000
ESAF Small Finance Bank100000
Federal Bank100000
FINO Payments Bank100000
G P Parsik Bank100000
HDFC100000
Himachal Pradesh Gramin Bank50,000
HSBC100000
Hutatma Sahakari Bank Ltd100000
ICICI Bank10000
(25000 for Google Pay users)
IDBI Bank50000
IDFC100000
India Post Payment Bank50000
Indian Bank100000
Indian Overseas Bank20000
IndusInd Bank100000
J&K Grameen Bank20,000
Jalgaona Janata Sahkari Bank100000
Jammu & Kashmir Bank20000
Jana Small Finance Bank40000
Janta Sahakari Bank Pune100000
Jio Payments Bank100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd200000
Karnataka Bank200000
Karnataka Vikas Grameena Bank25000
Karur Vysaya Bank100000
Kashi Gomti Samyut Gramin Bank100000
Kaveri Grameena Bank25000
Kerala Gramin Bank20000
Kotak Mahindra Bank100000
Langpi Dehangi Rural Bank100000
Madhya Bihar Gramin Bank100000
Maharashtra Grameen Bank100000
Maharashtra State Co-Op Bank50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)25000
Manipur Rural Bank10000
Maratha Co-Op Bank100000
Meghalaya Rural Bank100000
Mizoram Rural Bank100000
NKGSB Co-Op. Bank Ltd40000
Oriental Bank of Commerce100000
Paschim Banga Gramin Bank25000
Paytm Payments Bank100000
Pragathi Krishna Gramin Bank20000
Prathama Bank50000
Punjab and Maharastra Co-Op Bank100000
Punjab and Sind Bank10000
Punjab Gramin Bank25000
Punjab National Bank50000
Purvanchal Bank100000
Rajasthan Marudhara Gramin Bank25000
Rajkot Nagari Sahakari Bank Ltd100000
Samruddhi Co-Op Bank Ltd100000
Sarva Haryana Gramin Bank1,00,000
Sarva UP Gramin Bank100000
Saurashtra Gramin Bank100000
Shree Kadi Nagarik Sahakari Bank Ltd100000
South Indian Bank100000
Standard Chartered100000
State Bank of India100000
Suco Souharda Sahakari Bank100000
Suryoday Small Finance Bank Ltd100000
Suvarnayug Sahakari Bank Ltd100000
Syndicate Bank100000
Tamilnadu Mercantile Bank100000
Telangana Gramin Bank100000
Telangana State Co-Operative Apex Bank1,00,000
Thane Bharat Sahakari Bank100000
The Cosmos Co-Operative Bank LTD50000
The A.P. Mahesh Co-Operative Urban Bank25000
The Ahmedabad District Co-Operative Bank Ltd25000
The Ahmedabad Mercantile Co-Op Bank Ltd100000
The Andhra Pradesh State Co-Operative100000
The Baroda Central Co-Operative Bank Ltd100000
The Gujarat State Co-Operative Bank Limited100000
The Hasti Co-operative Bank Ltd100000
The Kalyan Janta Sahkari Bank100000
The Lakshmi Vilas Bank Limited100000
The Mahanagar Co-Op. Bank Ltd50000
The Malad Sahakari Bank Ltd50000
The Mehsana Urban Co-Operative Bank100000
The Municipal Co-Op Bank Ltd50000
The Muslim Co-Operative Bank Ltd100000
The Nainital Bank Ltd40000
The Ratnakar Bank Limited25000
The Saraswat Co-Operative Bank100000
The Surat People’s Co-Op. Bank Ltd100000
The Sutex Co-Op Bank100000
The SVC Co-Operative Bank Ltd20000
The Thane Janta Sahakari Bank Ltd (TJSB)100000
The Udaipur Mahila Samridhi Urban Co-Op Bank Ltd100000
The Udaipur Mahila Urban Co-Op Bank Ltd100000
The Urban Cooperative Bank Ltd Dharangaon25000
The Varachha Co-Op Bank Ltd40000
The Vijay Cooperative Bank Ltd200000
The Vishweshwar Sahakari Bank Ltd100000
Tripura Gramin Bank10000
UCO Bank100000
Ujjivan Small Finance Bank Limited100000
Union Bank of India200000
United Bank of India60000
Uttarakhand Gramin Bank100000
Vananchal Gramin Bank20000
Vasai Vikas Co-Op Bank Ltd100000
Vijaya Bank50000
YES Bank100000

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CT Editorial Team

CT Editorial Team

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